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    Scalable pricing to grow with your business.

    Standard

    A complete payments platform with no contracts, no hidden fees, and pay-as-you-go pricing that's easy to understand.

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    2.9% + ₦30

    per successful transaction for domestic cards

    Custom

    For businesses with large payment volumes or unique needs, we can design a custom solution to fit your specific requirements.

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    IC+ pricing
    Volume discounts
    Multi-product discounts
    Country-specific rates
    Standard pricingCustom pricingFAQs

    Features available out of the box:

    Global access
    • 195 countries
    • 135+ currencies
    • 100+ payment methods
    • 1 integration
    Built-in fraud prevention
    • Powerful machine learning
    • Aapts to new fraud patterns
    • No integration required
    • Fraud analytics
    Tools to optimize your checkout
    • Flexible UI components
    • Pre-built payment forms
    • Accelerated checkout
    • No-code payments
    Payments optimization to boost revenue
    • Real-time retires
    • Auto-updated cards
    • Customer authentication
    Embedded payments for platforms & marketplaces
    • Instant onboarding
    • Platform management
    • Embedded components
    • Risk tools
    Fast, predictable payouts to you bank accounts
    • Flexible payout options
    • Like-for-like settlement
    • Payout transparency
    Phone, chat, and email support 24/7
    • 24x7 support
    • Industry-leading documentation
    • Technical support on discord
    Security, reliability, and compliance
    • 99.999% average historical uptime
    • PCI compliant
    • Regulatory licences globally

    Standard pricing for all products

    Ready to see how PixelPay can help your business grow? Let's discuss pricing for a plan that's right for you.

    Online and in-person payments, recurring billing, embedded payments, and much more.

    Global payments

    Optimize checkout conversion, accept local payment methods, and increase acceptance rates.

    Payments

    An online payments platform engineered for growth.

    • Increase customer acquisition with 100+ payment methods.
    • Improve conversion with Link - PixelPay's accelerated checkout.
    • Reduce fraud and increase revenue with ML optimizations.
    • Save engineering time with prebuilt UIs.
    Cards
    Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.
    VISA
    2.9% + ₦30 per successful transaction for domestic cards
    + 0.5% for manually entered cards
    + 1.5% for international cards
    + 1% if currency conversion is required
    Link
    Autofill your customers' preferred payment details to deliver a frictionless checkout experience.
    2.9% + ₦30 per successful transaction for domestic cards
    2.6% + ₦30 per successful transaction for Instant Bank Payments
    5.99% + ₦30 per successful transaction for Klarna
    Bank-based and other payment methods
    Offer bank debits, bank transfers, and other locally relevant payment methods.
    0.8%
    ACH Direct Debit
    ₦5.00 cap
    USSD
    Enable customers globally to pay with telecoms.
    1.5% of the transaction amount in Naira

    Checkout

    Prebuilt payment form optimized for conversion.

    • Save engineering time and get started quickly.
    • Reduce friction with features designed to improve conversion. 
    • Customize with your branding.
    Accept payments
    Accept payments made on PixelPay Checkout.
    Included with payments
    Custom domain
    Use your own domain while hosting your payments page or customer portal on PixelPay.
    ₦10.00 per month
    Post-payment invoices
    Automatically generate an invoice after a one-time purchase.
    0.4% on transaction total
    ₦2.00 cap per invoice

    Terminal

    Tools to accept in-person payments and unify commerce.

    • Build a custom checkout or integrate with hundreds of third-party POS systems.
    • Streamline hardware logistics with pre-certified PixelPay or select 3P card readers. 
    • Unify online and in-person payments to create a cohesive customer experience.
    • Scale globally with one integration.
    Cards
    Accept widely used credit cards, debit cards, and digital wallets for in-person payments.
    2.7% + ₦5 per successful transaction for domestic cards
    + 1.5% for international cards
    + ₦10 per authorization for Tap to Pay
    + ₦5 per authorization for optional point-to-point-encryption
    Card readers
    Use pre-certified card readers with cloud-based fleet management that streamlines device logistics andmanagement at scale.
    ₦349.00 PixelPay Reader S700
    ₦59.00 PixelPay M2
    ₦249.00 BBPOS WisePOS E

    Embedded payments and finance

    Enhance your platform by embedding financial services, set-up financial accounts, issue cards, and offer financing.

    Global Payouts

    Send money internationally and domestically to any recipient

    • Save time with no-code and hosted solutions.
    • Provide Dashboard access to developers and support teams.
    • Get reporting and analytics to track payouts success globally.
    Domestic payouts
    Send money domestically to a recipient with your choice of payment rail and speed.
    ₦1.50 per local bank payout
    ₦1.50 per debit card payout + 0.75% of amount
    International payouts
    Send money directly to recipients in 50+ countries with your choice of payment rail and speed.
    ₦1.50 per payout
    Cross-border fees starting at 0.25%
    FX fees starting at + 1%

    Issuing

    Infrastructure to create and manage virtual and physical cards.

    • Instantly issue cards using PixelPay’s bank partners and compliance team.
    • Control expenses and help prevent fraud with spending limits and custom rules.
    • Earn a share of interchange revenue.
    Card creation
    Create and issue cards instantly and get branded physical cards shipped in just two days.
    ₦10 per virtual card
    ₦3.50 per standard, physical card
    Custom cards subject to additional pricing. Shipping rates not included.
    Disputes
    Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.
    ₦1.50 per dispute
    *Exclusions apply, subject to applicable Law. Connected users may not pass dispute fees to connected accounts.
    International payments
    Support international card payments for your business or your customers.
    1% + ₦30 for cross-border transactions.
    + 1% if currency conversion is required

    Revenue and finance automation

    Streamline critical business processes with modular billing, tax, revenue reporting, and data analysis tools that work seamlessly together.

    Billing

    Subscription management software for recurring, usage-based, and one-time billing.

    • Respond to user demand faster with flexible pricing models.
    • Increase revenue and reduce churn with Smart Retries and recovery workflow automations.
    • Save engineering time with no-code tools or our composable APIs.
    Pay monthly
    Annual subscription. Paid monthly. Based on a volume tier that works for your business.
    Starting at ₦620.00 per month, 1-year contract
    Pay as you go
    Pay for what you use. No recurring fees. Best for low or unpredictable volume.
    0.7% of Billing volume

    Invoicing

    Global invoicing software.

    • Create, customize, and send an invoice in minutes—no code required.
    • Save time with automated accounts receivable and invoicing workflows.
    • Configure invoices for any use case.
    Starter
    Invoicing features to get started quickly.
    0.4% per paid invoice

    Revenue Recognition

    Automated revenue reporting to streamline accrual accounting.

    • Close books quickly and accurately with automated accounting reports and dashboards.
    • Easily review finances and audit in real time.
    • Stay compliant with ASC 606 and IFRS 15.
    Access to Revenue Recognition
    Simplify accrual accounting.
    0.25% of volume

    More

    Financial Connections

    Secure access to users' financial accounts.

    • Maximize conversion with an embedded authentication flow.
    • Instantly verify bank accounts from 5,000 financial institutions.
    • Reduce development time with a single integration.
    Instant bank account verifications
    Retrieve tokenized account numbers to instantly verify bank accounts for ACH Direct Debit, payouts, and other types of money movement.
    ₦1.50 per successful instant verification
    Micro-deposit verifications are free
    Balances
    Retrieve account balances for underwriting, financial management, or preventing payment failures due to insufficient funds.
    ₦10 per successful API call
    Account owners
    Verify bank account ownership to minimize fraud when making payouts or accepting payments.
    ₦1.50 per successful API call
    Transactions
    Subscribe to an automatically updated feed of account transactions.
    ₦30 per institution/account holder, monthly

    Custom pricing

    Join leading enterprises on PixelPay

    Create tailored solutions to help you expand into new markets, optimize payments performance, automate revenue and finance workflows, monetize financial services, and more.

    Signup

    Build your custom package

    Work with our sales team to design a solution that meets your needs:

    Payments
    Billing
    Invoicing
    and more
    Flexible structures

    IC+ pricing, discounted flat rates, subscriptions, and buy-rates for platforms.

    Volume-based discounts

    Discounts based on volume tiers, commitments, and product usage.

    Global single rates

    Optional aggregated pricing for all markets, allowing you to go global with ease.

    Cost transparency

    Dashboards, tools, and APIs that give you transparency into your costs.

    Benefits of PixelPay

    Secure payment solution for your business.

    PixelPay helps you quickly build great payment experiences for your customers. You can improve performance, expand into new markets, and engage customers through subscriptions and marketplaces.

    Effortless Integration

    Integrate PixelPay seamlessly with your existing platform in minutes, no coding required.

    Global Reach

    Accept payments from customers worldwide with a wide range of supported currencies and payment methods.

    Enhanced Security

    Industry-leading security features; PCI DSS, ISO 27001, AWS secured infrastructure.

    Fraud Prevention

    Advanced fraud detection tools protect your business from fraudulent activities.

    Merchant using PixelPay card reader
    Wema Bank
    Interswitch
    AWS
    NIBSS
    Afrigo
    Mastercard

    FAQs

    Ready to get started? Get in touch or create an account.

    Access a complete payments platform with simple, pay-as-you-go pricing, or contact us to design a custom package specifically for your business.

    Start nowSignup

    See our customers

    From startups to Fortune 500s, explore how millions of businesses use PixelPay to start and scale their companies.

    Explore the docs

    Start building your integration and accept your first payment in minutes. PixelPay libraries are available in every language from Ruby to Go.